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414 S Commercial Ave, Coleman, TX, 76834

--beds
0baths
--sqft
$1,625,000
--price/sqft
$13,565/moest. monthly cost
$542,600/yrincome needed

About This Home

In the heart of Coleman, where the Texas sky stretches wide and the pace of life slows just enough to savor the moment, you'll find a place where two worlds of flavor meet under one welcoming roof. Rancho Pizzeria + Black Cur isn't just a restaurant-it's a gathering place, a local legend, and a delicious reminder of why small town dining hits differently. Step through the doors and you're greeted by the warm aroma of hand tossed dough and bubbling cheese drifting from Rancho Pizzeria's wood-fired oven. Paired with a curated selection of wines, craft beers, thoughtfully prepared appetizers and salads, each dish is prepared with the highest quality ingredients. Wander a little farther and the mood shifts-rich, rustic, and unmistakably lux. Black Cur brings the spirit of a steakhouse to life with premium cuts, handcrafted sides, and a dining room that feels like a mix of modern ranch retreat. Soft lighting, warm wood, and the quiet hum of the cocktail shaker create an atmosphere that invites date nights, celebrations, and long conversations over a perfectly cooked ribeye. Outside, the property sits proudly along a well traveled Coleman corridor, catching the eye of locals, travelers, and weekend wanderers exploring the charm of the Texas countryside. Inside, the layout flows effortlessly between the two concepts, supported by a well equipped kitchen, ample seating, and the kind of thoughtful design that makes service smooth and hospitality shine. Whether you're dreaming of running a beloved community hub or seeking a standout investment in a growing rural market, Rancho Pizzeria + Black Cur offers more than a business-it offers a story worth continuing. A place where memories are made, flavors are celebrated, and Coleman's warm, welcoming spirit is served up every day. All information contained herein is believed to be true & accurate to the best of our knowledge. Liveoak does not make any warranty, either express or implied, as to these statements, but has done our best to verify the above information. Liveoak cooperates fully with other Brokers/Realtors as buyer's representatives. However, buyer's Agents/Brokers must be present from the initial showing forward, or other arrangements made directly with the Listing Agent, to participate in compensation. If buyer's Agents/Brokers are not present from the initial showing forward, compensation will be at the full discretion of Liveoak and may be determined on a case by case basis.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

2/10
Coleman Elementary SchoolGrades PK-41.2 mi
6/10
4/10
Coleman High SchoolGrades 9-121.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Property

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance *$3,839$46,068
Property Taxes $1,272$15,264
Electricity $238$2,859
Total$13,565$162,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$465,085/yr
40% on housing$406,950/yr
45% on housing$361,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 76834$147
Coleman County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 76834
Coleman County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Listed for sale$1,625,000

For Sale by Agent

AgentMarsha Spinks
BrokerageLiveoak Land & Real Estate

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