See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

307 Pacific St, McKeesport, PA, 15132

2beds
1baths
960sqft
$45,000
$47price/sqft
$569/moest. monthly cost
$22,760/yrincome needed

About This Home

This charming two-story home is for a first-time homebuyer or an investor seeking a great home with potential. This 2-bedroom; 1-bath home is in an ideal location with access to bus line.

Getting Around

41
WalkingCar-Dependent
37
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

--
3/10
Founders Hall SchoolGrades 6-82.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedroom2

  • Level: Upper
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Vinyl

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x10

Living Room

  • Level: Main
  • Dimensions: 14x14

Master Bedroom

  • Level: Upper
  • Dimensions: 13x14

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,598 sqft
  • Lot size dimensions: 0.0367

Parking

  • Total spaces: 3
  • Parking features: Other,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$63$756
Property Taxes $55$660
Electricity $224$2,692
Total$569$6,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,508/yr
40% on housing$17,070/yr
45% on housing$15,173/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 15132$50
Allegheny County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 15132$52
Allegheny County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$55,000
2026-02-24Listed for sale$60,000

For Sale by Agent

AgentJames Swankler
BrokerageREALTY ONE GROUP ULTIMATE

Similar Homes