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9764 Zim Rd, Hibbing, MN, 55746

4beds
3baths
2,741sqft
$349,900
$128price/sqft
$2,446/moest. monthly cost
$97,840/yrincome needed

About This Home

Welcome to this rare opportunity to own 40 beautiful acres paired with a spacious 4-bedroom, 3-bathroom home designed for comfort, functionality, and room to grow. This well-appointed residence features generous living areas ideal for both everyday living and entertaining. The thoughtfully designed layout includes four sizable bedrooms, along with three bathrooms to comfortably accommodate family and guests. Large windows fill the home with natural light and offer peaceful views of the surrounding acreage, creating a seamless connection between indoor living and the outdoors. Outside, the property truly shines. In addition to the expansive acreage, you'll find several outbuildings ready to meet a variety of needs. A detached heated garage, and an impressive 36x64 pole building offers abundant space for equipment, hobbies, livestock, or toys. Whether you’re dreaming of farming, hunting, workshop space, or simply enjoying wide-open privacy, this may be the one. Schedule a tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Cherry Elementary SchoolGrades PK-67.3 mi
5/10
Cherry SecondaryGrades 7-127.3 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Poured,Wood

Bedroom1

  • Level: Upper
  • Area: 172.2

Bedroom2

  • Level: Upper
  • Area: 148.04999999999998

Bedroom3

  • Level: Upper
  • Area: 123.9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Area: 121.91999999999999

Features

  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 423

Heating & Cooling

  • Heating features: Oil,Wood,Baseboard,Radiant,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,164
  • Total interior livable area: 2,741 sqft

Kitchen

  • Area: 208.64000000000001

Living Room

  • Level: Main
  • Area: 226.43999999999997

Property

Details

  • Parcel number: 420002605440

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Fencing: Electric,Partial
  • Waterfront features: 0 - None

Lot

  • Lot size: 40 Acres
  • Lot size dimensions: 1320 x 1320

Parking

  • Total spaces: 10
  • Parking features: 3+ Stalls,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Heat Wave

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$149$1,788
Property Taxes $297$3,564
Electricity $231$2,774
Total$2,446$29,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,862/yr
40% on housing$73,380/yr
45% on housing$65,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 55746$95
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55746
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$349,900
2026-06-18Price change$379,900
2026-06-10Listed for sale$399,900
2026-06-10Listing removed$399,900
2026-04-22Price change$399,900
2026-04-02Price change$449,900
2026-02-24Listed for sale$499,900

For Sale by Agent

AgentJames Marx
BrokerageMirabella Realty

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