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775 Union St Lot 425, Raeford, NC, 28376

4beds
3baths
2,162sqft
$349,950
$162price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

Ben Stout Construction presents The Magnolia floorplan. A stunning 2-story with a first-floor primary bedroom. The open concept main floor boasts a family room with a fireplace that flows into the informal dining area. Enjoy the spacious kitchen island with space for seating. The first-floor primary suite features an ensuite with dual sinks and a large walk-in closet. The main floor has a laundry room and a half bath. The second floor includes three bedrooms, a full bath, and an open loft space. Continuing the appeal, Bedford Highlands in Raeford is a gated community in Hoke County offering comfort and amenities. Children attend Upchurch Elementary, East Hoke Middle, and Hoke County High. The neighborhood includes a clubhouse, swimming pool, fitness center, and walking areas, making it ideal for relaxed living with plenty of recreation. Located near shopping, dining, hospitals, golf and Fort Bragg (approximately 30-minutes). Estimated completion February 2026. Welcome Home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Upchurch ElementaryGrades PK-57.1 mi
2/10
East Hoke MiddleGrades 6-83.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Primary Downstairs,Living/Dining Room,Bath in Primary Bedroom,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,162 sqft

Property

Details

  • Special condition: None
  • Exclusions: N/A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Covered,Front Porch,Porch
  • Exterior features: Playground,Porch,Rain Gutters
  • Living area range: 2201-2400

Lot

  • Lot size: 7,405 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Hoke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$193$2,316
Property Taxes $166$1,992
Electricity $201$2,416
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 28376$133
Hoke County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 28376$154
Hoke County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$349,950
2026-02-24Listed for sale$314,995

New Construction

AgentTIER ONE REAL ESTATE SERVICES
BrokerageCOLDWELL BANKER ADVANTAGE - YADKIN ROAD

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