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1111 Johnson Ridge Rd, Louisville, KY, 40245

5beds
4baths
2,832sqft
$399,990
$141price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

Welcome home to this spacious 5 bedroom, 3.5 bath beauty offering the perfect blend of style and functionality! The impressive two story great room is filled with natural light and creates an inviting space for gathering. The first floor primary suite provides a private retreat complete with a walk in closet and en suite bath. Fully finished walkout basement offers a second full kitchen with matching granite countertops, making it ideal for entertaining, multi generational living, or guest space. Enjoy plenty of room for everyone with five bedrooms, a two car attached garage, and flexible living space throughout. Built in 2021, this home is ready for its next owner to move right in!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-52.3 mi
8/10
Crosby Middle SchoolGrades 6-85.7 mi
5/10
Eastern High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout Finished,Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 1,008
  • Finished area above ground: 1,824

Game Room

  • Level: Basement

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 2,832 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Other

  • Level: Second

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21408800380000

Features

  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalk,Cleared,Dead End

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$187$2,244
Property Taxes $365$4,380
Electricity $223$2,683
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$197
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$399,990
2022-08-01Sold$351,879

For Sale by Agent

AgentJamal Elkhoury
Brokerage85W Real Estate

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