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609 Wayne Rte N #312, Patterson, MO, 63956

1beds
1baths
--sqft
$109,000
--price/sqft
$848/moest. monthly cost
$33,920/yrincome needed

About This Home

Contact at . This 1,730 sqft. multi-purpose commercial building can accommodate a variety of businesses. The space was previously used as an auto repair shop and is currently being used as a retail and storage space. The building is insulated and fully equipped with electrical service and heating and cooling to ensure year-round comfort. High-speed internet service is available, making it ideal for offices, retail operations, or other commercial use. Public water and a functional septic system are in place, conveniently allowing for bathroom facilities onsite. The open and adaptable layout provides flexibility to customize the interior to suit your specific needs. With solid infrastructure and key amenities already established, this property offers both practicality and long-term value. The property is in close proximity to Clearwater Lake and Sam A. Baker State Park. With the building being equipped with 2 overhead doors, and a spacious circle drive, it would be an ideal spot for boat or camper storage; the property also offers Hwy 34 frontage. Whether you are looking for an office, a shop, storage facility, or commercial space, this place can adapt to it all.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Clearwater Middle SchoolGrades 5-87.1 mi
2/10
Clearwater High SchoolGrades 9-127.1 mi
5/10

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Metal
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Features

  • Flooring: Concrete

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Other

Property

Lot

  • Lot size: 0.60 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$107$1,284
Property Taxes $49$588
Electricity $141$1,693
Total$848$10,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,074/yr
40% on housing$25,440/yr
45% on housing$22,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63956$94
Wayne County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 63956
Wayne County$90

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-25Listed for sale$119,000

For Sale by Agent

AgentCharlie Carter
BrokerageRooted Real Estate & Auction Co.

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