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2325 Rhinestone Drive, Winterville, NC, 28590

4beds
2baths
2,032sqft
$345,000
$170price/sqft
$2,361/moest. monthly cost
$94,440/yrincome needed

About This Home

The Ivy Plan features an open layout that connects the dining room, kitchen with an island, and living areas. This home features four bedrooms, two bathrooms, a flexible bonus room, and a covered patio. You'll find LED recessed lighting, durable laminate floors in the main areas, tile in the bathrooms, and laundry tile in wet rooms, crown molding, and 5 1/4-inch baseboards. The kitchen includes quartz countertops, a level 4 tile backsplash, and stainless steel appliances. The owner's suite h a separate tub and a walk-in shower. For added convenience, there is a Ring Doorbell Camera, Ring PoE Outdoor Cameras, and a LiftMaster Garage Door that works with the myQ app. The home also includes an HVAC T6 Z-Wave Thermostat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
3/10
A G Cox Middle SchoolGrades 6-82.8 mi
6/10
South Central High SchoolGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Raised,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Disposal,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Property

Details

  • Parcel number: 92921
  • Zoning: R9S
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 105 x 86 x 108

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$185$2,220
Property Taxes $232$2,784
Electricity $200$2,405
Total$2,361$28,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,948/yr
40% on housing$70,830/yr
45% on housing$62,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 28590$124
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28590$167
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$345,000
2026-02-25Listed for sale$369,600

New Construction

AgentCarolyn McLawhorn
BrokerageCarolyn McLawhorn Realty

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