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27 Shell Road #143, Mantoloking, NJ, 08738

3beds
3baths
1,019sqft
$1,250,000
$1,227price/sqft
$8,231/moest. monthly cost
$329,240/yrincome needed

About This Home

Welcome to this stunning newly built 3 BR, 2.5 BA duplex located in the private beach community of Osborn Dunes in South Mantoloking. This new construction by Walter Homes represents a rare opportunity to own a thoughtfully crafted coastal retreat just steps from a private, lifeguarded beach. Elevated w/ parking & storage underneath this home offers it all: welcoming open dining & living areas w/ rich hardwood flrs, kit w/ custom cabinetry, s/s appliances, quartz counters, an elegant tile backsplash & breakfast bar, a master suite hosting an ensuite full bath w/ tub, energy efficient Anderson windows, durable Certain Teed siding & a long lasting Timberline roof. Timeless shore charm w/ modern comfort makes this your perfect oceanside setting for year-round living or ideal summer retreat.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
4/10
Brick Twp High SchoolGrades 9-126.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Shingle Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Other,None

Bathroom

  • Area: 18.9
  • Dimensions: 6.3 x 3

Bathroom

  • Area: 45.5
  • Dimensions: 7 x 6.5

Bedroom

  • Area: 70.07
  • Dimensions: 9.1 x 7.7

Bedroom

  • Area: 91
  • Dimensions: 10 x 9.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting
  • Flooring: Ceramic Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,019
  • Total interior livable area: 1,019 sqft

Kitchen

  • Area: 273.491
  • Dimensions: 18.1 x 15.11

Living Room

  • Area: 167.72099999999998
  • Dimensions: 15.11 x 11.1

Other

  • Area: 91.56
  • Dimensions: 10.9 x 8.4

Other

  • Area: 36.489999999999995
  • Dimensions: 8.9 x 4.1

Property

Details

  • Parcel number: 070003600000001301C0143
  • Attached to another structure: Yes
  • Zoning description: Single Family

Features

  • Stories: 2
  • Exterior features: Storage
  • Waterfront features: Oceanside/Beach Blk,Ocean Block,Oceanside

Lot

  • Lot size: 1,306 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport,Concrete,Covered,Off Street,None
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Hurricane
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$239$2,868
Property Taxes $1,479$17,748
Electricity $193$2,318
Total$8,231$98,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,205/yr
40% on housing$246,930/yr
45% on housing$219,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,227This listing

vs Other Active Listings

Avg $/sqft

ZIP 08738$1,338
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08738$1,061
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$1,250,000
2026-07-27Listing removed$4,000
2026-02-25Listed for rent$4,000

New Construction

AgentGloria Carpinello
BrokerageDiane Turton, Realtors-Bay Head

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