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125 Black Oak Ln, Washington, PA, 15301

3beds
2baths
1,421sqft
$480,000
$338price/sqft
$3,326/moest. monthly cost
$133,040/yrincome needed

About This Home

Beautiful new single level home with entry from the front door and garage with no stairs with an open floor plan featuring a bright kitchen with stainless steel appliances, quartz counter tops, spacious pantry, and a 6x3 island with outlet. The primary sweet boasts an 8x6 walk in closet and a level step in shower with tile surround. The home comes with upgrades such as luxury vinyl plank flooring, covered front porch and 14x10 covered deck. A huge basement houses a second washer and dryer, plumbing for another bathroom, brand new mechanicals and plenty of storage. This home is brand new construction without the wait.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Trinity East El SchoolGrades K-51.6 mi
5/10
Trinity Middle SchoolGrades 6-85.2 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12

Entry Foyer

  • Level: Main
  • Dimensions: 9x7

Features

  • Pantry
  • Window features: Multi Pane
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,421
  • Total interior livable area: 1,421 sqft

Kitchen

  • Level: Main
  • Dimensions: 21x

Laundry

  • Level: Main
  • Dimensions: 7x6

Living Room

  • Level: Main
  • Dimensions: 17x12

Master Bedroom

  • Level: Main
  • Dimensions: 13x12

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,790 sqft
  • Lot size dimensions: 0.2018

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$235$2,820
Property Taxes $440$5,280
Electricity $224$2,692
Total$3,326$39,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,034/yr
40% on housing$99,780/yr
45% on housing$88,693/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 15301$144
Washington County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 15301$151
Washington County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$485,000
2026-04-06Price change$487,500
2026-03-04Price change$490,000
2026-01-02Price change$495,000
2025-11-22Listed for sale$500,000

New Construction

AgentLisa Conklin
BrokerageHOWARD HANNA REAL ESTATE SERVICES

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