See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

17N396 Binnie Lakes Trl, Dundee, IL, 60118

5beds
5baths
3,917sqft
$997,900
$255price/sqft
$7,622/moest. monthly cost
$304,880/yrincome needed

About This Home

If you've been waiting for something truly impossible to duplicate...you just found it. Tucked away on nearly 7 breathtaking acres-the home is set on 4 manicured acres plus an additional 3-acre wooded parcel can be sold separately or kept for additional privacy-this custom builder's original home is surrounded on three sides by a large spring-fed lake, creating a setting that's simply unforgettable. Wake up with coffee overlooking the water as deer wander through the trees. Spend the afternoon fishing from your own backyard or launch a kayak or paddle boat for a peaceful cruise around the shoreline. End the day watching spectacular sunsets from the expansive multi-level deck or screened porch while nature provides the soundtrack. This isn't just a home...it's the lifestyle people dream about. Inside, approx 5,000SqFt of warm, character-filled living space welcomes you with a dramatic turret style entryway featuring two-story beamed ceilings. The formal living room offers cathedral beamed ceilings, an oversized bow window, and breathtaking views, while French doors open to the formal dining room. The custom kitchen (gutted & remodeled down to the studs in 2012) is built for gathering with abundant maple cabinetry, granite countertops, stainless steel appliances, reverse osmosis, a coffee bar, an impressive 8-foot quartz island with prep sink, and a bayed breakfast area surrounded by windows that overlook the deck. A main-level fifth bedroom with exterior access provides ideal flexibility for guests, a home office, or related living. The floor-to-ceiling stone fireplace anchors the spacious lower-level family room, which flows into the recreation room with wet bar and access to the screened porch. Upstairs, the private primary suite is joined by two additional bedrooms, while a separate guest retreat features the fourth bedroom, full bath, sitting room, and a panoramic viewing deck overlooking the incredible property. Outside, the show continues with an incredible 800-square-foot multi-level deck overlooking the water-an entertainer's dream and the perfect place for morning coffee, summer barbecues, sunset cocktails, or simply soaking in the peace and privacy that surrounds you. Designed for comfort as much as beauty, the home features zoned electric heat pump heating, leased solar panels, a roof less than 10 years old with LeafGuard gutters, many newer windows, reverse osmosis, and a backup generator that powers essential systems-including the well, sump pump, refrigerator, freezer, microwave, garage door opener, and select lighting-for year-round peace of mind. Nearly 7 acres. Peaceful spring-fed lake. Endless wildlife. Modern efficiency. Nearly 5,000 total finished square feet of unforgettable living. Some homes are simply built. This one could never be recreated.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
7/10
Dundee Middle SchoolGrades 6-81.2 mi
8/10
Hampshire High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Cooktop,Oven,Range Hood,Electric Water Heater
  • Laundry features: Main Level,Laundry Closet,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Third
  • Area: 225
  • Dimensions: 15X15

Bedroom5

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Bonus Room

  • Features: Flooring (Laminate),Window Treatments (All)
  • Level: Basement
  • Area: 391
  • Dimensions: 23X17

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Eating Area

  • Features: Flooring (Porcelain Tile)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Family Room

  • Features: Flooring (Carpet),Window Treatments (Plantation Shutters)
  • Level: Basement
  • Area: 600
  • Dimensions: 25X24

Features

  • Cathedral Ceiling(s),Wet Bar,1st Floor Bedroom,Walk-In Closet(s),Beamed Ceilings,Granite Counters,Separate Dining Room,Quartz Counters
  • Window features: Skylight(s),Window Treatments,Drapes
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,000

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,917
  • Total interior livable area: 3,917 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Custom Cabinetry,Granite Counters,SolidSurfaceCounter,Updated Kitchen),Flooring (Porcelain Tile)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Living Room

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 270
  • Dimensions: 18X15

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 256
  • Dimensions: 16X16

Office

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 221
  • Dimensions: 13X17

Recreation Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 475
  • Dimensions: 19X25

Screened Porch

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 210
  • Dimensions: 15X14

Sitting Room

  • Features: Flooring (Carpet)
  • Level: Third
  • Area: 169
  • Dimensions: 13X13

Storage

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 110
  • Dimensions: 10X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0213402005
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Deck,Screened
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Back of Property,Front of Property,Side(s) of Property
  • Has water view: Yes
  • Water view: Back of Property,Front of Property,Side(s) of Property
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 7 Acres
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,045$60,540
Home Insurance *$464$5,568
Property Taxes $1,812$21,744
Electricity $301$3,615
Total$7,622$91,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,325/yr
40% on housing$228,660/yr
45% on housing$203,253/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 60118$226
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60118$179
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listing removed$997,900
2026-06-08Listed for sale$997,900
2026-05-20Listing removed$997,900
2026-05-01Listed for sale$997,900

For Sale by Agent

AgentHilda Jones, GRI,SFR
BrokerageBaird & Warner Real Estate - Algonquin

Similar Homes