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1963 N Ridge Dr, Chittenango, NY, 13037

3beds
2baths
1,485sqft
$430,900
$290price/sqft
$3,287/moest. monthly cost
$131,480/yrincome needed

About This Home

Experience the ease of single-level living in this thoughtfully designed 3-bedroom, 2-bath ranch on a lot backing to 79 acres of forever-wild green space. This exceptional lot offers privacy, comfort, & peaceful views. From the inviting covered front porch, perfect for morning coffee or evening relaxation, to the open-concept living areas that blend functionality and comfort, this home checks every box. The heart of the home is the spacious great room, which flows seamlessly into the dining area and modern kitchen, creating an ideal space for entertaining or quiet nights at home. The kitchen features an efficient layout with ample cabinet space and a center island for gathering. The private primary suite offers a peaceful retreat with a walk-in closet and en-suite bath featuring dual sinks and a large, walk-in shower. Two additional bedrooms and a full bath are conveniently located on the opposite side of the home, offering privacy and flexibility for family, guests, or a even a home office. A mudroom and first floor laundry room connect directly to the 2-car garage, adding everyday convenience. The walkout lower level offers endless potential for future finishing—rec room, home gym, additional living space, or storage. With its covered porch charm, open layout, and smart design, this home delivers modern comfort and timeless appeal in one beautiful package. This home is to be built giving you the opportunity to select finishes that match your personal style. A variety of floorplans and customizations are available to suit your needs.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Paul V Moore High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Construction materials: Blown-In Insulation,Vinyl Siding

Other

  • Builder model: Dogwood 1485

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Entrance Foyer,Eat-in Kitchen,Kitchen Island,Pantry,Quartz Counters,Sliding Glass Door(s),Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Programmable Thermostat
  • Door features: Sliding Doors
  • Flooring: Carpet,Luxury Vinyl,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,485
  • Total interior livable area: 1,485 sqft

Property

Details

  • Parcel number: 00000000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: See Remarks

Lot

  • Lot size: 9,583 sqft
  • Features: Greenbelt,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 65 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,178$26,136
Home Insurance *$163$1,956
Property Taxes $700$8,400
Electricity $246$2,954
Total$3,287$39,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,697/yr
40% on housing$98,610/yr
45% on housing$87,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 13037$179
Oswego County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 13037$176
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$430,900

New Construction

AgentKristi Croniser
BrokerageHunt Real Estate ERA

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