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1490 Vintage Dr, Oswego, IL, 60543

4beds
3baths
2,051sqft
$489,990
$239price/sqft
$3,758/moest. monthly cost
$150,320/yrincome needed

About This Home

Discover yourself at 1490 Vintage Dr. Oswego, Illinois, a beautiful new home in our Sonoma Trails community. This home site includes a fully sodded yard and landscape package. This home will be ready for SUMMER move in. The Bellamy Plan offers 2051 sq. ft., 2 story home with 4 bedrooms, 2.5 baths, 9-foot ceilings on first floor, and a full basement. Entertaining will be easy in this open-concept kitchen and family room layout with a large island and an overhang for stools, 42-inch designer cabinetry with crown molding and soft close doors and drawers. Additionally, the kitchen features a walk-in pantry, modern stainless-steel appliances, sparkling quartz countertops, and easy-to-maintain luxury vinyl plank flooring. Heading up stairs you will find your private getaway with your XL primary bedroom and en suite bathroom with a raised height dual sink, quartz top vanity, and walk-in shower with spacious walk-in closet. Convenient 2nd floor laundry room, 3 additional bedrooms with a full second bath and a linen closet complete the second floor. Sonoma Trails is located in Oswego, This charming, historic town evokes a family atmosphere with countless options for shopping, dining and entertainment. All Chicago homes include our America's Smart Home Technology, featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switched and more. Builder Warranty 1-2-10. Exterior/interior photos of similar home, actual home as built may vary.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
Oswego East High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Other

  • Builder model: BELLAMY A3
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s)
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Dining Room

  • Level: Main
  • Area: 112
  • Dimensions: 14X08

Family Room

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Features

  • Walk-In Closet(s),High Ceilings,Open Floorplan

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,051 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Walk-in)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Laundry

  • Level: Second
  • Area: 48
  • Dimensions: 6X8

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink)
  • Level: Second
  • Area: 234
  • Dimensions: 13X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0314130019
  • Special condition: Home Warranty
  • Other equipment: Radon Mitigation System

Features

  • Stories: 2

Lot

  • Lot size: 7,812 sqft
  • Features: Landscaped
  • Lot size dimensions: 63 X 124

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$194$2,328
Property Taxes $930$11,160
Electricity $157$1,893
Total$3,758$45,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,845/yr
40% on housing$112,740/yr
45% on housing$100,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$213
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$520,990
2026-02-26Listed for sale$519,990

New Construction Spec

AgentDaynae Gaudio
BrokerageDaynae Gaudio

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