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23 E Casa Seville Dr Unit 3C-173, Lake Ozark, MO, 65049

2beds
2baths
1,245sqft
$180,500
$145price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

Updated 3rd-floor condo in Osage Vistas at Lake Ozark offering a partial lake view and resort-style living. This 2BR/2BA unit features an eat-in kitchen with stainless steel appliances, living/dining combo with fireplace, wet bar, and washer & dryer included. Enjoy two patios, including a glass-enclosed porch with access from both the living room and primary bedroom, plus composite decking. The primary suite offers a jacuzzi tub, separate shower, double vanity, and walk-in closet. Community amenities include multiple pools, fishing access, boat slip, and a large entertainment pool with activities. Owner-Agent

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Osage Middle SchoolGrades 6-86.2 mi
7/10
Osage High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1984

Materials

  • Roof: Flat
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Apartment Style
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Stainless Steel Appliance(s),Electric Cooktop,ENERGY STAR Qualified Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Microwave,Oven,Free-Standing Electric Oven,ENERGY STAR Qualified Refrigerator,Vented Exhaust Fan,Washer,Washer/Dryer Stacked,Water Heater

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,245

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,245
  • Total interior livable area: 1,245 sqft

Property

Details

  • Parcel number: 015.022.0000.0006002.509
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Composite,Covered,Deck,Enclosed

Lot

  • Features: Paved

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $912$10,944
Home Insurance *$115$1,380
Property Taxes $69$828
Electricity $141$1,693
Total$1,237$14,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$206
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$180,500

For Sale by Agent

AgentAndreal A Hoosman
BrokerageHaywood-Hoosman Realty

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