See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

190-21 Us Highway 46, Columbia, NJ, 07832

2beds
1baths
--sqft
$59,000
--price/sqft
$622/moest. monthly cost
$24,880/yrincome needed

About This Home

Settle into this completely renovated manufactured home along the Delaware River. The 2 bedrooms and 1 bathroom compliment the open floor plan living, dining, and kitchen areas. The charm is in the 'barn chic' style that create a warm, yet sophisticated atmosphere. Featuring a luxury raised panel ceiling throughout, solid wood doors and baseboards, and 2-inch mini-blinds throughout, each room feels like a deluxe country home. The master bedroom is filled with natural light. The second bedroom is big enough to use as a guest room or walk-in closet. The kitchen has all new cabinets, countertop, stainless Whirlpool kitchen appliances, including an above-range microwave, double-basin sink with a pull-out faucet, floor-to-ceiling pantry, and a versatile movable island with a butcher block top. All the plumbing lines have been upgraded. Newer roof. Covered patio. Shed included. The virtual tour link has a video and much more https://www.njproper.com/190-us46-21

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Floor Living

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Property

Features

  • Pool features: None
  • Patio & porch: Deck / Patio
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $298$3,576
Home Insurance *$20$240
Property Taxes $111$1,332
Electricity $193$2,318
Total$622$7,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,325/yr
40% on housing$18,660/yr
45% on housing$16,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07832$248
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 07832$259
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Listed for sale$69,000

For Sale by Agent

AgentJonathan Murray
BrokerageProminent Properties Sotheby's International Realty-Englewood Cliffs

Similar Homes