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216 Hidden Valley Extension A Ln #A, Hudson, KY, 40145

1beds
1baths
565sqft
$174,500
$309price/sqft
$1,226/moest. monthly cost
$49,040/yrincome needed

About This Home

This home is waterfront, comes with a boat dock, & comes fully furnished for you! A turnkey home on Rough River with a boat dock for under 190k! It's been fully remodeled from the floor to the roof approx. 6 yrs ago including new flooring, new windows, new electrical, new plumbing, new septic system, new roof, new siding, new light fixtures, and new appliances. This home would make an excellent Airbnb opportunity to step right into or just to have for a romantic getaway! The covered back deck was built with 6X6 posts with it in mind to add an additional bedroom but the seller never needed the extra room. The foundation & roof are there for you so it could easily be added onto.There are two sheds that come with the home. One is a huge 10X20 with a roll up door & a man door on the side. If you're a fisherman, you'll love the fish cleaning station in the backyard making cleaning them fish a breeze!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Custer Elementary SchoolGrades PK-59.7 mi
5/10

Construction

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 565

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 565
  • Total interior livable area: 565 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: H V 31

Features

  • Stories: 1
  • Patio & porch: Wrap Around,Deck
  • Exterior features: Boat Slip
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Cleared,Wooded

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $882$10,584
Home Insurance *$112$1,344
Property Taxes $78$936
Electricity $154$1,850
Total$1,226$14,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,034/yr
40% on housing$36,780/yr
45% on housing$32,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 40145$78
Breckinridge County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40145
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$179,900
2026-02-26Listed for sale$185,000

For Sale by Agent

AgentJamie Reading
Brokerage85W Real Estate

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