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9245 Delancey Ln NW, Concord, NC, 28027

4beds
4baths
2,395sqft
$509,900
$213price/sqft
$3,378/moest. monthly cost
$135,120/yrincome needed

About This Home

Location! Location!! Truly walkable community to grocery, restaurants, medical offices and more. Nestled in the heart of a vast shopping, dining and entertainment district and surrounded by high-end homes. Main living level is completely open with enormous great room, kitchen with huge 10' island that seats 4-5, with walk-in pantry and gas cooking plus a large dining area that opens to a deck. Generous owner's suite with two walk-in closets, double sinks, large shower with seat and private toilet area. Ample secondary bedrooms share a bath, linen closet and upstairs laundry. 2 car garage and private driveway plus an oversized bedroom with en suite bath on entry level (could be used as bonus or office). Modern yet timeless White and Black exteriors of Hardie Plank cement siding with metal roofs. Walking trail, playground equipment and loads of outdoor open space. Cox Mill Elementary and High Schools, Harris Road Middle.

Getting Around

23
WalkingCar-Dependent
23
TransitMinimal Transit
12
BikeSomewhat Bikeable

Schools

9/10
Cox Mill ElementaryGrades K-50.9 mi
10/10
Harris Road MiddleGrades 6-83.4 mi
8/10
Cox Mill High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Finley
  • Builder name: JP Orleans

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Gas Cooktop,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Third Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Upper

Dining Area

  • Level: Upper

Family Room

  • Level: Upper

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,395

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,441
  • Total interior livable area: 2,395 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Third

Living Room

  • Level: Upper

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 45894800180000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Deck
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.05 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$154$1,848
Property Taxes $423$5,076
Electricity $223$2,676
Total$3,378$40,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,817/yr
40% on housing$101,340/yr
45% on housing$90,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$183
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Price change$528,000
2026-03-05Listed for sale$535,000
2024-11-06Sold$485,500

For Sale by Agent

AgentSudhakar Meenige
BrokerageSunbright Realty

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