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440 Cedar Barn Ln, Garner, NC, 27529

5beds
4baths
2,881sqft
$469,990
$163price/sqft
$3,084/moest. monthly cost
$123,360/yrincome needed

About This Home

The Sterling Collection is a new series of single-family homes coming soon to the Golden Trace masterplan, nestled among wooded buffers in Garner, NC. Residents will enjoy access to top-tier amenities, including a saltwater pool with an inviting cabana, tot lot and scenic walking trails. Premier shopping and dining are just minutes away at White Oak Crossing, offering everything from big-name retailers and casual dining to a movie theater for the perfect night out. Commutes and travel are made effortless with quick access to I-540E, US-70 and I-40. Downtown Raleigh is just 19 minutes away, and the community is a short 34-minute drive from the famous Research Triangle Park. This new two-story home design combines comfort and style. An open-plan layout connects the kitchen, dining area and Great Room, which features a door providing direct access to the patio. In a private corner is the guest suite, well-suited to accommodating both overnight visitors and family members. Centrally located on the top floor is a spacious loft for additional shared living space, surrounded by three secondary bedrooms and the sprawling owner's suite. All photos, virtual tours and colors are for representation only, not of actual home for sale; selections will vary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Aversboro ElementaryGrades PK-53.0 mi
4/10
East Garner MiddleGrades 6-83.4 mi
8/10
South Garner HighGrades 9-120.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Fiber Cement,Stone

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Cooktop,Microwave,Tankless Water Heater
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Ceilings,High Speed Internet,Quartz Counters,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,881

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,881
  • Total interior livable area: 2,881 sqft

Property

Details

  • Parcel number: 1629225963
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Has view: Yes

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: see plat

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Heat Wave

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$170$2,040
Property Taxes $270$3,240
Electricity $268$3,220
Total$3,084$37,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,737/yr
40% on housing$92,520/yr
45% on housing$82,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 27529$172
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27529$188
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$484,990
2026-02-26Listed for sale$489,370

New Construction Spec

AgentRichard Poe
BrokerageLennar Carolinas LLC

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