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6006 Thomas Dr Unit 2, Panama City, FL, 32408

10beds
6baths
4,480sqft
$1,800,000
$402price/sqft
$12,913/moest. monthly cost
$516,520/yrincome needed

About This Home

Gulf View! Fully Furnished Duplex! 10BR/6BA! Rental Projections $300K+ Built in 2017 and fully furnished, this exceptional Panama City Beach duplex offers two identical 5 bedroom, 3 bathroom units just steps from public beach access and the white sands of the Gulf. Each unit features open-concept living, granite countertops, stainless steel appliances, luxury vinyl plank flooring, and a light coastal design. The flexible floor plan includes a first-floor bedroom, an upstairs primary suite with private Gulf-view balcony, bunk room, and two additional guest bedrooms. Private driveways offer ample parking. Covered rear patios and backyard space provide room for a small private pool. Whether you're seeking a vacation home, multi-family retreat, or income-producing property, this turnkey duplex is ready to perform. Projected combined rental income exceeds $300,000 annually. All information taken from appraiser site; sizes approximate. Buyer to verify.

Getting Around

44
WalkingCar-Dependent
20
TransitMinimal Transit
50
BikeBikeable

Schools

8/10
7/10
Surfside Middle SchoolGrades 6-86.8 mi
4/10
J.R. Arnold High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 102.96
  • Dimensions: 10.4 x 9.9

Bedroom

  • Level: Second
  • Area: 120.96
  • Dimensions: 12.6 x 9.6

Bedroom

  • Level: Second
  • Area: 132.3
  • Dimensions: 12.6 x 10.5

Bedroom

  • Level: Second
  • Area: 120.96
  • Dimensions: 12.6 x 9.6

Bedroom

  • Level: Second
  • Area: 132.3
  • Dimensions: 12.6 x 10.5

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 6
  • Full bathrooms: 6

Den

  • Level: Second
  • Area: 130.2
  • Dimensions: 12.4 x 10.5

Dining Room

  • Level: First
  • Area: 111.24
  • Dimensions: 10.8 x 10.3

Features

  • Breakfast Bar,Kitchen Island,Pantry
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,480
  • Total interior livable area: 4,480 sqft

Kitchen

  • Level: First
  • Area: 134.26
  • Dimensions: 13.7 x 9.8

Living Room

  • Level: First
  • Area: 340.158
  • Dimensions: 19.11 x 17.8

Master Bedroom

  • Level: First
  • Area: 309.582
  • Dimensions: 19.11 x 16.2

Master Bedroom

  • Level: Second
  • Area: 204.13
  • Dimensions: 14.9 x 13.7

Other

  • Level: Second
  • Area: 40
  • Dimensions: 10 x 4

Property

Details

  • Parcel number: 30889000000
  • Zoning description: Commercial, Resid Multi-Family

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf

Lot

  • Lot size: 5,662 sqft
  • Features: Within 1/2 Mile to Water
  • Lot size dimensions: 110 x 50

Parking

  • Total spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$2,477$29,724
Property Taxes $885$10,620
Electricity $450$5,410
Total$12,913$154,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$442,731/yr
40% on housing$387,390/yr
45% on housing$344,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$232
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$2,200,000

For Sale by Agent

AgentTravis L Mattair
BrokerageInnerscope Realty LLC

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