17508 Ruttger Way, Deerwood, MN, 56444
About This Home
This newer home is Located at Ruttger's Bay Lake Lodge, a Premier Minnesota Resort. All rentals are professionally managed, maintained and rented. Ruttgers offers golfing, fishing, boating, lodging, shopping, salon and spa, take-out and dining! This home is thoughtfully designed for both comfort and durability, the home features modern finishes, an open-concept layout, and quality craftsmanship throughout. Whether you're expanding your investment portfolio or seeking a personal getaway with income potential, this turnkey property combines the benefits of resort living with the financial advantages of short-term rental ownership.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Closet,Main Level
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 228
- Dimensions: 19x12
Bedroom2
- Level: Main
- Area: 240
- Dimensions: 20x12
Bedroom3
- Level: Upper
- Area: 240
- Dimensions: 20x12
Bedroom4
- Level: Upper
- Area: 240
- Dimensions: 20x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- 3/4 bathrooms: 4
Dining Room
- Level: Main
- Area: 136
- Dimensions: 8x17
Features
- Finished area below ground: 0
- Finished area above ground: 3,312
Great Room
- Level: Main
- Area: 425
- Dimensions: 17x25
Great Room
- Level: Upper
- Area: 272
- Dimensions: 16x17
Great Room
- Level: Upper
- Area: 272
- Dimensions: 16x17
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,312
- Total interior livable area: 3,312 sqft
Kitchen
- Level: Main
- Area: 170
- Dimensions: 17x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 50030612
- Zoning description: Residential-Single Family
- Foundation area: 1656
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 3,484 sqft
- Features: On Golf Course
- Lot size dimensions: common
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $549 | $6,588 |
| Property Taxes | $539 | $6,468 |
| Electricity | $279 | $3,352 |
| Total | $5,917 | $71,004 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-26 | Listed for sale | $899,900 |
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