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1148 Old Nails Creek Rd, Giddings, TX, 78942

1beds
1baths
942sqft
$99,900
$106price/sqft
$863/moest. monthly cost
$34,520/yrincome needed

About This Home

Opportunity in Giddings! This 1-bedroom, 1-bath home sits on a lot of over half an acre and includes a flexible room that could serve as a dining area, office, or potential second bedroom. A spacious 24’ x 30’ garage provides ample room for vehicles, storage, or workshop space. The home is in need of repair and is being sold as-is, making it a strong option for investors, renovators, or buyers looking to personalize a property. The backyard is fully fenced, offering a nice outdoor space within the generously sized lot. An additional neighboring lot, approximately 0.144 acres, is also available for purchase under a separate listing, creating potential for expansion or an additional investment opportunity. Buyer to verify all information, including square footage, lot size, utilities, restrictions, and zoning.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
6/10
Giddings Middle SchoolGrades 6-80.7 mi
8/10
Giddings High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1962

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Gas Water Heater

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Primary Bedroom on Main
  • Window features: None
  • Flooring: Linoleum,Wood

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 942 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 186784
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Gutters Partial
  • Fencing: Back Yard, Chain Link
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.60 Acres
  • Features: Back Yard,Few Trees,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Covered,Detached,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$47$564
Property Taxes $73$876
Electricity $238$2,859
Total$863$10,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,588/yr
40% on housing$25,890/yr
45% on housing$23,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 78942$256
Lee County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 78942
Lee County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$125,000
2026-02-26Listed for sale$130,000

For Sale by Agent

AgentLaura Wiggins
BrokerageAll City Real Estate Ltd. Co

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