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7124 Helmans Dr, Huntersville, NC, 28078

4beds
3baths
2,854sqft
$599,999
$210price/sqft
$3,821/moest. monthly cost
$152,840/yrincome needed

About This Home

Discover this stunning new construction home at 7124 Helmans Drive, Huntersville, North Carolina. Built by M/I Homes, this well-designed 2,854 square foot home offers exceptional quality and thoughtful details throughout. Key Features: 4 spacious bedrooms with owner's bedroom conveniently located upstairs 3 full bathrooms featuring quality fixtures and finishes Open-concept living space perfect for entertaining and daily life New construction quality with contemporary design elements 2-car garage This home showcases an intelligent floorplan that maximizes both functionality and comfort. The open-concept living area creates seamless flow between spaces, making it ideal for both relaxed family time and hosting guests. Each bedroom provides ample space and natural light, with the owner's bedroom positioned upstairs for added privacy. The neighborhood offers a desirable location with convenient access to local parks, providing opportunities for outdoor recreation and family activities. The community's thoughtful planning emphasizes quality design standards that complement the surrounding area. Built with attention to detail, this home features quality construction materials and finishes throughout. The spacious layout accommodates various lifestyle needs while maintaining an efficient use of space. New construction ensures everything is move-in ready with the latest building standards and energy-efficient features. Experience...

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Barnette ElementaryGrades PK-52.2 mi
6/10
Francis Bradley MiddleGrades 6-82.3 mi
4/10
Hopewell HighGrades 9-123.3 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,854 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$179$2,148
Property Taxes $344$4,128
Electricity $265$3,189
Total$3,821$45,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,005/yr
40% on housing$114,630/yr
45% on housing$101,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 28078$222
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28078$221
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$658,245

New Construction Spec

AgentM/I Homes of Charlotte, LLC
BrokerageM/I Homes

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