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5402 N 186th St, Elkhorn, NE, 68022

4beds
3baths
2,191sqft
$409,990
$187price/sqft
$3,018/moest. monthly cost
$120,720/yrincome needed

About This Home

Model Home Not for Sale. Welcome to the Hamilton in Enclave Flats - a beautifully designed ranch-style home offering 2,190 sq. ft. of finished living space with 4 bedrooms and 3 bathrooms, including a finished basement. From the moment you enter, the bright foyer leads past two spacious secondary bedrooms and a full bath—ideal for guests or a home office. At the heart of the home is an open-concept kitchen featuring white cabinetry, stainless steel appliances, a generous island, and ample prep space. The adjoining great room is flooded with natural light from large windows and centered around a cozy electric fireplace. The private primary suite offers a spa-like retreat with a dual-sink vanity, walk-in shower, and spacious walk-in closet. Downstairs, enjoy a large rec room, fourth bedroom, and a third full bath. Call us for a personal tour! Ask about builder incentives with preferred lender. Photos similar to

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
9/10
Elkhorn High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave
  • Laundry features: Luxury Vinyl Plank

Basement

  • Area: 1498

Basement

  • Has basement: Yes
  • Basement: Egress,Finished

Bedroom2

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 107.06

Bedroom3

  • Features: Wall/Wall Carpeting
  • Level: Main
  • Area: 115.54

Bedroom4

  • Features: Wall/Wall Carpeting
  • Level: Basement
  • Area: 115.54

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 102.186

Features

  • Flooring: Carpet,Luxury Vinyl,Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 693
  • Finished area above ground: 1,498

Great Room

  • Features: Fireplace, Luxury Vinyl Plank
  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,191
  • Total interior livable area: 2,191 sqft

Kitchen

  • Features: Pantry, Luxury Vinyl Plank
  • Level: Main
  • Area: 139.36

Master Bathroom

  • Features: 3/4

Master Bedroom

  • Features: Wall/Wall Carpeting, Walk-In Closet(s)
  • Level: Main
  • Area: 185.42

Property

Details

  • Parcel number: 1023593162

Features

  • Patio & porch: Porch,Patio
  • Fencing: None

Lot

  • Lot size: 9,191 sqft
  • Features: Up to 1/4 Acre.,Subdivided
  • Lot size dimensions: 9216.0

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance $257$3,084
Property Taxes $553$6,636
Electricity $135$1,623
Total$3,018$36,216

Income You'd Need if You Spent...

35% on housing$103,474/yr
40% on housing$90,540/yr
45% on housing$80,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 68022$212
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68022$194
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$399,990
2026-04-09Price change$395,990
2026-02-21Price change$392,990
2026-01-27Price change$389,990
2026-01-24Price change$399,990
2026-01-08Price change$387,990
2025-09-27Price change$389,990
2025-09-12Price change$384,990
2025-04-09Price change$399,990
2025-02-26Listed for sale$384,990

New Construction Spec

AgentAaron Moulton
BrokerageDRH Realty Nebraska LLC

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