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20 Ham Farm Dr Lot 27, La Grange, NC, 28551

4beds
3baths
1,836sqft
$297,995
$162price/sqft
$2,081/moest. monthly cost
$83,240/yrincome needed

About This Home

Move-In Ready! The Bonnet Floor Plan built by Ben Stout Construction, is a stunning 2 story with 4 bedrooms, 2.5 baths, in the new Ham Farm subdivision. Whether you're commuting to Raleigh or heading toward the coast, this location is ideal for easy travel in any direction! The main level of the home features an open living/kitchen/dining combo with island, granite countertop, tile backsplash, lots of cabinet space, and walk in pantry! Mudroom entry from garage completes the main floor. Upstairs, you'll find the owners suite w/ ensuite, dual vanity, walk in shower and 3 spacious extra bedrooms w/ additional full bath. Laundry room on the second floor for added convenience. Discover Ham Farm! Enjoy 6 acres of open recreational space featuring a fire pit, horseshoe pit, playground, and a 4-hole disc golf course. The community also offers a covered pavilion with a fireplace, perfect for gatherings year-round.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
1/10
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab,Stem Walls
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Other

  • Builder name: Ben Stout Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,836

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Property

Details

  • Parcel number: 0725116
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.63 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave

FEMA Declared Disasters in Greene County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$182$2,184
Property Taxes $193$2,316
Electricity $200$2,405
Total$2,081$24,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,348/yr
40% on housing$62,430/yr
45% on housing$55,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 28551$137
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 28551$148
Greene County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$297,995
2026-04-17Price change$294,995
2026-03-04Price change$289,995
2026-02-10Price change$299,995
2025-10-08Listed for sale$299,950

New Construction

AgentTammy Register
BrokerageeXp Realty, LLC - C

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