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2013 W Toscano Way, Kerrville, TX, 78028

3beds
2baths
1,840sqft
$589,625
$320price/sqft
$4,044/moest. monthly cost
$161,760/yrincome needed

About This Home

ON GOLF COURSE BACKING EAST!!! ASK ABOUT OUR CLOSING COST INCENTIVES! Live where luxury, leisure, and Hill Country charm come together at Comanche Trace, a premier 27-hole championship golf course community. Estimated for completion in MAY 2026, this beautifully designed one-story home offers 3 spacious bedrooms, 2 bathrooms, space for a golf cart at the oversized garage and an open-concept floor plan perfect for both relaxation and entertaining. From the moment you walk in, natural light, elegant finishes, and quality craftsmanship create a warm and inviting atmosphere. The thoughtful design makes this home ideal for modern living while maintaining timeless Hill Country appeal. Located in the heart of Comanche Trace, you will be close to the Golf Clubhouse, The Club at Comanche Trace, and the Recreation Center with Pool and Gym. Whether you are teeing off on the championship course, dining with friends, or exploring miles of scenic trails, this community offers a lifestyle unlike any other. Do not miss the chance to own your piece of Hill Country paradise. Schedule your private tour today.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
5/10
Peterson Middle SchoolGrades 6-83.7 mi
5/10
Tivy High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Rock,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean/Tuscan
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Self Cleaning Oven,Natural Gas Water Heater
  • Laundry features: Main Level,First Level

Bedroom2

  • Level: First
  • Area: 121

Bedroom3

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 144

Features

  • High Ceilings,Shower Stall,Walk-In Closet(s),Master Downstairs,Kitchen Bar
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Living Room,Gas Starter
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,840
  • Total interior livable area: 1,840 sqft

Kitchen

  • Level: First
  • Area: 169

Living Room

  • Level: First
  • Area: 360

Master Bedroom

  • Level: First
  • Area: 210

Property

Details

  • Zoning: R1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Rain Gutters,Sprinkler System-Lawn
  • Waterfront features: None

Lot

  • Lot size: 7,534 sqft
  • Features: Level,City Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,981$35,772
Home Insurance *$388$4,656
Property Taxes $437$5,244
Electricity $238$2,859
Total$4,044$48,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,651/yr
40% on housing$121,320/yr
45% on housing$107,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$297
Kerr County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$595,000
2026-03-28Price change$619,000
2026-02-27Listed for sale$649,000

New Construction

AgentIvan Fraire
BrokerageFraire Realty Group, Inc.

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