1408 Turtle Lake Rd, Gaylord, MI, 49735
About This Home
TURTLE LAKE / OTSEGO COUNTY, MI 1,408.88 Acres, 170+/- Acre Private Lake , A Legacy Property!! Welcome to Turtle Lake, one of Michigan's most extraordinary private retreats with 1,408+/- acres of pristine wilderness wrapped around a 170+ acre spring-fed lake that's entirely yours. No public access. No shared shoreline. Just the sound of loons in the morning and sunsets that reflect off the water like glass. This is more than land, it's a legacy. With over 2.5 miles of lake frontage, miles of winding trails, and a river system coursing through the property, every turn unveils something new: a quiet duck marsh, a hidden food plot, or a stand of mature hardwoods filled with grouse. Fishing is phenomenal with healthy populations of bass, pike, and bluegill and the lake supports all types of water recreation: boating, kayaking, swimming, paddleboarding, and waterskiing. Turtle Lake is a true all-sports lake, yet completely private to your land. The wildlife here is unmatched. You'll find whitetail deer, black bear, waterfowl, wild turkeys, bald eagles, grouse, and even Michigan elk roaming the property. Multiple hunting blinds are thoughtfully placed for year-round sport. A cozy two bedroom cabin sits right on the water's edge, perfectly positioned to soak in lakefront views. There's also a garage for storing your toys and gear. Paved road frontage and power make access easy, while the charming town of Gaylord is just a few miles away for dining, groceries, and golf. Whether you're looking for the ultimate private estate, a family compound, or an investment in something truly irreplaceable, Turtle Lake is a once in a lifetime offering.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Composition
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
- Laundry features: None
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Window features: Low-Emissivity Windows
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Family Room,Living Room,Wood Burning
- Fireplace: Yes
Heating
- Heating features: Wall Furnace
Interior Area
- Total structure area: 1,126
- Total interior livable area: 1,126 sqft
Property
Details
- Parcel number: 03000410000500
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake,Pond,River,Stream/Creek
- Waterbody name: Turtle Lake
Lot
- Lot size: 1,408 Acres
- Features: Recreational,Wooded,Adj to Public Land
- Lot size dimensions: Iregular
Parking
- Total spaces: 3
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $25,282 | $303,384 |
| Home Insurance * | $2,524 | $30,288 |
| Property Taxes | $3,208 | $38,496 |
| Electricity | $188 | $2,259 |
| Total | $31,202 | $374,424 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $5,000,000 |
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