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4309 E Silver Spur Ln, Spokane, WA, 99217

5beds
4baths
5,806sqft
$1,374,000
$237price/sqft
$8,705/moest. monthly cost
$348,200/yrincome needed

About This Home

Beautiful Custom Home on 9.77 Close in Acres. High end finishes throughout. 5 Bedrooms & 4 bathrooms, 5806sf. Great rm layout w/ soaring ceilings. Kitchen has granite counters, Sub-Zero Fridge, Wolff double ovens, gas cooktop, large island, custom cabinets, & large pantry. Main floor primary suite w/ french doors to the deck & hot tub. Double sinks, free standing tub, walk in shower rm, & walk in closet. Main floor formal dining room, informal dining area, sunroom, & laundry w/ craft space. Upstairs open loft area currently used as an office, w/ 2 large bedrooms upstairs, hidden playroom w/ bookshelf door & an updated bathroom. Fully finished daylight walkout basement w/ in-law set up, a large open family rm, kitchenette, game space, separate sound proof theater room, 2 more large bedrooms, workout room, updated bathroom, & storage room. Gated development w/ horse riding trails. Beautifully landscaped, full sprinklers, stone fire-pit area, fenced pasture, paved driveway. Full Feature's List available.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
Mt Spokane High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Tankless Water Heater,Range,Indoor Grill,Gas Range,Double Oven,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Cathedral Ceiling(s),Natural Woodwork,In-Law Floorplan,Hard Surface Counters
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2341

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Radiant Floor,Humidity Control
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,806
  • Total interior livable area: 5,806 sqft

Other

  • Level: Second
  • Area: 1124

Property

Details

  • Parcel number: 36143.9049

Features

  • Levels: One and One Half
  • Stories: 2
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Horses can be raised: Yes

Lot

  • Lot size: 9.77 Acres
  • Features: Views,Sprinkler - Automatic,Rolling Slope,Horses Allowed

Parking

  • Total spaces: 3
  • Parking features: Attached,Underground,Garage Door Opener,Oversized
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,947$83,364
Home Insurance *$468$5,616
Property Taxes $893$10,716
Electricity $397$4,765
Total$8,705$104,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$298,457/yr
40% on housing$261,150/yr
45% on housing$232,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 99217$183
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99217$207
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$1,374,000
2026-02-27Listed for sale$1,499,000

For Sale by Agent

AgentJulie Weaver
BrokerageWindermere North

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