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631 Lochaven Rd, Waxhaw, NC, 28173

4beds
5baths
5,458sqft
$1,949,100
$357price/sqft
$11,837/moest. monthly cost
$473,480/yrincome needed

About This Home

Experience the pinnacle of refined living on this exceptional 1.08-acre estate homesite, offering a rare combination of privacy, space, and sophistication in a coveted non-HOA setting near top-rated Weddington schools. Thoughtfully designed to elevate both everyday living and grand entertaining, this residence will showcase an expansive open-concept layout with soaring ceilings, curated architectural details, and walls of natural light that create an atmosphere of effortless elegance. The primary suite is envisioned as a private sanctuary beautifully appointed and seamlessly connected to the laundry for ultimate convenience. The walk-out Basement level transforms the home into an entertainer’s dream, featuring a private guest retreat, expansive gathering spaces, wet bar, and the option to incorporate a custom speakeasy and golf simulator for a truly bespoke experience. Outdoors, the possibilities are equally impressive. With over an acre to call your own, you have the freedom to design a resort-style oasis tailored to your vision, complete with a complimentary base in-ground pool included. An oversized three-car garage provides ample space for vehicles, storage, or a custom workshop. With construction beginning soon, this is a rare opportunity to personalize finishes and selections, supported by generous allowances allowing you to create a home that is distinctly yours. Combining luxury, flexibility, and an unparalleled setting, this offering represents a truly exceptional lifestyle opportunity. This is a proposed listing with an anticipated start date of May 2026. Buyers can choose finishes if they contract prior to the start date. Reach out to the listing agents for a private tour of the homesite and a list of the builder specs & allowances.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
Rea View ElementaryGrades PK-51.9 mi
10/10
Weddington Middle SchoolGrades 6-81.5 mi
8/10
Weddington High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: Abbey Park Basement
  • Builder name: GRAND LIVING HOMES, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Gas Water Heater,Microwave,Plumbed For Ice Maker,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Full,Partially Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Closet(s),Wet Bar
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows
  • Fireplace features: Family Room
  • Finished area below ground: 2,133
  • Finished area above ground: 3,325

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,325
  • Total interior livable area: 5,458 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 06153029B
  • Zoning: RA-40
  • Special condition: Standard

Features

  • Levels: 1 Story/F.R.O.G.
  • Pool features: In Ground
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Back Yard

Lot

  • Lot size: 1.08 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,855$118,260
Home Insurance *$549$6,588
Property Taxes $925$11,100
Electricity $508$6,100
Total$11,837$142,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$405,840/yr
40% on housing$355,110/yr
45% on housing$315,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 28173$251
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28173$235
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,949,900
2026-04-21Listing removed$1,949,900
2026-02-27Listed for sale$1,949,900

New Construction

AgentRoger V. Berrey
BrokerageBetter Homes and Gardens Real Estate Paracle

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