525 Creekside Ct Lot 2, Half Moon Bay, CA, 94019
About This Home
ASK about the 4.25 Interest Rate from the builder for the 1st year. Exceptional 4BD/3.5BA home offering a totoal 2,828 sq ft including garage, the refined coastal living in the heart of Half Moon Bay. Thoughtfully designed with an open-concept layout, the home features a beautifully appointed kitchen that flows seamlessly into the dining and living areas ideal for both everyday living and entertaining. High-quality finishes and designer flooring throughout add warmth and sophistication. The spacious primary suite includes a walk-in closet, while an additional ground-floor bedroom with an ensuite bathroom provides flexibility for guests, office space, or multigenerational living. Green-rated and energy-efficient, the home is equipped with solar panels and is backup battery compatible offering modern sustainability and long-term savings. Additional highlights include an upstairs laundry area and a two-car garage. Unbeatable location just one block from downtown Half Moon Bay with exceptional walkability. Enjoy easy access to cafes, shops, farmers market, fitness studios, and nearby beaches all just minutes from your front door.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Other,Concrete Perimeter and Slab
- Roof: Composition
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: Inside
Bathroom
- Features: FullonGroundFloor, HalfonGroundFloor
Bedroom
- Features: GroundFloorBedroom, PrimarySuiteRetreat
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Other
Family Room
- Features: Other
Features
- Door features: None
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 2,459
- Total interior livable area: 2,459 sqft
Kitchen
- Features: Island
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 056150280
- Zoning: R1
- Special condition: NewSubdivision
Features
- Stories: 2
- Exterior features: Back Yard,Dog Run/Kennel,Fenced
Lot
- Lot size: 0.38 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Drought
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,113 | $121,356 |
| Home Insurance * | $264 | $3,168 |
| Property Taxes | $1,049 | $12,588 |
| Electricity | $527 | $6,327 |
| Total | $11,953 | $143,436 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $1,999,999 |
| 2026-07-03 | Price change | $2,350,000 |
| 2026-05-21 | Price change | $2,628,000 |
| 2026-03-28 | Listed for sale | $2,999,000 |
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