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12514 Star Ln, Gulfport, MS, 39503

5beds
4baths
2,500sqft
$499,900
$200price/sqft
$3,584/moest. monthly cost
$143,360/yrincome needed

About This Home

A Rare Find in Florence Gardens — Priced to Sell Custom-built. Nearly new. One story. 2,500 square feet of thoughtfully designed living on a premium corner lot in the heart of Magnolia District — and now priced at an exceptional $499,000. This isn't a compromise home. It's 5 bedrooms, 3.5 baths, 12-foot ceilings, and designer finishes throughout, with a chef's kitchen built for real life: premium appliances, custom cabinetry, quartz counters, and an island made for gathering. A private guest suite at the rear offers space and separation for visitors or extended family, while open-cell spray foam insulation and a tankless water heater mean lower bills and less maintenance for years to come. Then there's the neighborhood — resort-style pool, pickleball, walking trails, a 27-acre lake, and genuine small-town charm, just minutes from Gulfport's shopping, dining, beaches, and hospitals. Same quality as building new, without the wait, the overruns, or the guesswork. This one's ready for you. Photos include virtual staging.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Property condition: Move In Ready
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Chainwall
  • Roof: Architectural Shingles
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Range Hood,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,In-Law Floorplan,Kitchen Island,Pantry,Primary Downstairs,Soaking Tub,Stone Counters,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Vinyl,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 0908c01001.125

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$580$6,960
Property Taxes $245$2,940
Electricity $232$2,789
Total$3,584$43,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,880/yr
40% on housing$107,520/yr
45% on housing$95,573/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$130
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$499,900
2026-07-07Price change$525,000
2026-06-05Price change$550,000
2026-05-26Price change$565,000
2026-05-11Listed for sale$570,000
2026-04-06Pending sale$570,000
2026-03-30Price change$570,000
2026-02-27Listed for sale$575,000

New Construction

AgentBrittany Sliga
BrokerageMcMurphy Realty LLC

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