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233 Dama Del Mar Way, Panama City Beach, FL, 32407

4beds
2baths
1,799sqft
$425,221
$236price/sqft
$2,709/moest. monthly cost
$108,360/yrincome needed

About This Home

Welcome to 233 Dama Del Mar Way, a new home at Caballeros Estates at Hombre in Panama City Beach, Florida. This single-family floor plan is ready for move in and is situated on a large lot just minutes from the beach. This home has four bedrooms, two full bathrooms and a single car garage. As you enter this home you will find a bright entry with EVP flooring throughout the home. The foyer leads to the spacious living area that is designed for comfortable living. In the open concept living area you will find the kitchen with a center island that has space for seating. The kitchen has quartz countertops and white cabinetry for all your storage needs. A corner pantry allows space for your dry goods and small appliance storage. An appliance package is included with a stove, microwave and dishwasher. The primary bedroom is located off the living area it features EVP flooring, trey ceilings with a ceiling fan and an ensuite bathroom. The primary bath has a dual sink vanity with quartz countertops and lower storage drawers and cabinetry. There is a separate shower and soak tub as well as a large closet for your wardrobe needs. Each guest bedroom has EVP flooring and ample closet space. A shared bathroom has a vanity with quartz countertop and lower cabinetry for storage. Outside this home you will find a landscaped entry, 30-year dimensional shingles, and Hardie® exterior.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-82.9 mi
4/10
J.R. Arnold High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Plumbed For Ice Maker

Bedroom

  • Level: First
  • Dimensions: 11.1 x 14.1

Bedroom

  • Level: First
  • Dimensions: 11.33 x 13

Bedroom

  • Level: First
  • Dimensions: 10.83 x 13

Bedroom

  • Level: First
  • Dimensions: 11 x 12.33

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12.75 x 13

Features

  • Smart Home,Smart Thermostat

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,799
  • Total interior livable area: 1,799 sqft

Kitchen

  • Level: First
  • Dimensions: 11.67 x 13

Living Room

  • Level: First
  • Dimensions: 24.83 x 12.17

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 32738875116
  • Zoning description: Resid Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 6,969 sqft
  • Features: Paved
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,150$25,800
Home Insurance *$153$1,836
Property Taxes $209$2,508
Electricity $197$2,366
Total$2,709$32,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,880/yr
40% on housing$81,270/yr
45% on housing$72,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$273
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$430,221
2026-05-05Price change$425,221
2026-04-22Price change$435,960
2026-04-14Price change$440,804
2026-04-03Price change$455,336
2026-03-25Price change$455,636
2026-03-12Price change$450,636
2026-03-04Price change$460,224
2026-02-28Listed for sale$479,400

New Construction Spec

AgentPamela K Hawkins
BrokerageDR Horton Realty of Emerald Coast, LLC

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