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7117 Luke Ln, Castalia, NC, 27816

3beds
3baths
2,267sqft
$340,640
$150price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

The Wayfare floor plan offers a spacious and flexible design across two levels, encompassing 2,267 square feet of living space. The main level features a study/optional guest bedroom, along with flow-through living spaces that seamlessly connect the kitchen, dining, and living areas. Upstairs, three bedrooms are situated alongside two full baths, ensuring comfort and privacy. Photos are for illustration purposes only. Actual home may vary in features, colors, and options.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Red Oak ElementaryGrades K-28.9 mi
7/10
Red Oak MiddleGrades 6-89.1 mi
5/10
Northern Nash HighGrades PK,9-1210.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Fiber Cement,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Dream Finder's Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Washer/Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Open Floorplan,Quartz Counters,Smart Thermostat,Walk-In Closet(s),Walk-In Shower
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Blinds,Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,267
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 2,267 sqft

Property

Details

  • Parcel number: 359929
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,722$20,664
Home Insurance *$104$1,248
Property Taxes $187$2,244
Electricity $211$2,533
Total$2,224$26,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 27816$451
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27816$202
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$349,090

New Construction

AgentBatey Camp McGraw
BrokerageDream Finders Realty LLC

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