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LOT 2 Harmon Rd, Copperas Cove, TX, 76522

--beds
--baths
--sqft
$120,000
--price/sqft
$1,040/moest. monthly cost
$41,600/yrincome needed

About This Home

Discover the perfect opportunity to own a beautiful piece of Central Texas land in Copperas Cove. Located on Harmon Road, this property offers a peaceful rural setting with wide open skies, natural surroundings, and plenty of space to bring your vision to life. Whether you’re looking to build your dream home, start a small ranch, or invest for the future, this property provides flexibility and potential. Enjoy the quiet country lifestyle while still being conveniently located near Copperas Cove, Fort Cavazos, and Killeen, with easy access to dining, shopping, and everyday amenities. The land features native vegetation, scenic views, and room for livestock, recreational use, or development. Buyer to verify utilities, restrictions, and land use. Please see restrictions attached.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Gatesville Primary SchoolGrades PK-K16.2 mi
6/10
6/10
Gatesville High SchoolGrades 9-1216.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 154655
  • Special condition: Standard

Features

  • Fencing: None
  • Has view: Yes
  • View description: Pasture,Rural
  • Waterfront features: None

Lot

  • Lot size: 5.14 Acres
  • Features: Level,Native Plants,Trees-Sparse

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$96$1,152
Property Taxes $100$1,200
Electricity $238$2,859
Total$1,040$12,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,657/yr
40% on housing$31,200/yr
45% on housing$27,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$124
Coryell County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-01Listed for sale$120,000

For Sale by Agent

AgentSavannah Astani
BrokerageCompass RE Texas, LLC

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