4186 Smart Rd, Troy, AL, 36079
About This Home
Each spacious bedroom is connected to a bathroom, has a walk-in closet and a private balcony to take in the beautiful views. Two bedrooms are on the main floor and four are upstairs. The upstairs has a bonus room to use for an office, hobby space or game room. A walk-in freezer stays with the property. This custom home and beautiful10acre property with a stocked pond and gazebo are a rare find!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Asphalt
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Microwave,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Drywall,Pantry,Ceiling Fan(s),Walk-In Closet(s),Wet Bar,Great Room
- Window features: Insulated Windows,Drapes/Curtains,Mini-Blinds
- Flooring: Concrete,Tile,Wood
- Attic: Roughed-in,Pull Down Stairs
Heating
- Heating features: Electric
Interior Area
- Total structure area: 5,573
- Total interior livable area: 5,573 sqft
Kitchen
- Features: Custom,Kitchen/Family Combo
Property
Features
- Exterior features: Balcony
- Fencing: Fenced Yard
- Waterfront features: Pond/Stream
- Frontage type: Road Frontage
Lot
- Lot size: 10 Acres
- Features: Landscaped,Wooded
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Drought
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $752 | $9,024 |
| Property Taxes | $239 | $2,868 |
| Electricity | $623 | $7,483 |
| Total | $7,681 | $92,172 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-01 | Listed for sale | $1,200,000 |
View on Zillow