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20 Cedar Ln, Sandwich, IL, 60548

2beds
1baths
--sqft
$36,700
--price/sqft
$388/moest. monthly cost
$15,520/yrincome needed

About This Home

Very well kept home located in the back of the community, backing up to the fields. Cozy and updated and move in ready. 2 bedroom with an additional 9x6 office. Open concept plus lots of natural lighting makes it feel more spacious. Kitchen has space for a table but also has a counter area and a pantry. All appliances included stainless refrig, stove, dryer and brand new front load washer. A/C only 4 yrs old and new motor on furnace in '22. Newer laminate flooring through most of the unit. Laundry unit in hallway near bathroom. New screens. 16x10 deck plus newer steps at back door. Outdoor storage shed adds additional storage for lawn mower and lawn furniture. Monthly rent increases to $1095 with new buyer. This is a 55 and older community. Park approval required. Application ($35) and rules. Close to shopping, antique stores, grocery and Opera House.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
5/10
Sandwich Middle SchoolGrades 6-81.9 mi
5/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Holly Park

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: In Unit

Bedroom2

  • Features: Flooring (Carpet)
  • Area: 81
  • Dimensions: 9X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Window features: Screens,Window Treatments
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet),Flooring (Laminate),Window Treatments (Blinds)
  • Area: 144
  • Dimensions: 12X12

Laundry

  • Features: Flooring (Laminate)
  • Level: Main

Living Room

  • Features: Flooring (Laminate),Window Treatments (Blinds)
  • Area: 180
  • Dimensions: 15X12

Master Bedroom

  • Features: Flooring (Laminate)
  • Area: 108
  • Dimensions: 12X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0598310020
  • Special condition: None

Features

  • Patio & porch: Deck

Parking

  • Total spaces: 2
  • Parking features: Off Street,Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $185$2,220
Home Insurance *$15$180
Property Taxes $58$696
Electricity $130$1,569
Total$388$4,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,302/yr
40% on housing$11,640/yr
45% on housing$10,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60548$168
LaSalle County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 60548$213
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$32,000
2026-06-06Price change$36,700
2026-04-06Price change$38,900
2026-03-25Price change$41,900
2026-03-13Price change$42,900
2026-03-01Listed for sale$49,900

For Sale by Agent

AgentLorne Haff-Delancy
BrokerageSouthwest Real Estate

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