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431 Oak Barrel Dr, Wentzville, MO, 63385

4beds
4baths
3,215sqft
$644,191
$200price/sqft
$4,441/moest. monthly cost
$177,640/yrincome needed

About This Home

New construction by Consort Homes in the desirable Harvest community of O’Fallon. This 2-story home offers 3,215 sq ft of thoughtfully designed living space with 4 bedrooms, 3.5 baths, and a 3-car attached garage. The main level features an open floor plan with luxury vinyl plank flooring, a family room with window wall and electric fireplace, formal dining room, private study, and convenient main-floor laundry. The gourmet kitchen includes an expanded island, quartz countertops, 42" custom cabinetry with crown molding, walk-in pantry, stainless steel gas appliances, pendant lighting, and breakfast room. Upstairs, the spacious primary suite features a ceiling fan and luxury bath with soaking tub, separate shower, and double vanity. Three additional bedrooms, a bonus room, and two full baths complete the upper level. Unfinished basement with 8' pour, egress window, rough-in bath, and sump pump provides future expansion potential. Zoned HVAC, smart thermostat and landscaped lot.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Duello Elementary SchoolGrades K-52.1 mi
10/10
Frontier Middle SchoolGrades 6-82.4 mi
9/10
Liberty High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Consort Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Gas Range,Electric Water Heater
  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump,Unfinished

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Upper

Bathroom3

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Upper

Bathroom4

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 240
  • Dimensions: 15x16

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 285
  • Dimensions: 15x19

Features

  • Breakfast Bar,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Double Vanity,Entrance Foyer,Kitchen Island,Recessed Lighting,Separate Shower,Smart Thermostat,Soaking Tub,Solid Surface Countertop(s),Special Millwork,Walk-In Closet(s),Walk-In Pantry
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Double Pane Windows,Insulated Windows,Low Emissivity Windows,Screens,Tilt-In Windows
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area above ground: 3,215

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 3,215
  • Total interior livable area: 3,215 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Office

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Upper

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 323
  • Dimensions: 17x19

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Composite
  • Exterior features: None

Lot

  • Lot size: 7,701 sqft
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,257$39,084
Home Insurance *$370$4,440
Property Taxes $569$6,828
Electricity $245$2,946
Total$4,441$53,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,262/yr
40% on housing$133,230/yr
45% on housing$118,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 63385$197
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63385$181
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$644,191

New Construction Spec

AgentGia M Linville
BrokerageConsort Realty, LLC

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