105 State Sq, Cumberland, KY, 40823
About This Home
Unique opportunity to own 6 rental properties in the Pride Terrace community of Cumberland. All 6 units for $320,000. The units are all currently rented and each unit the range and refrigerator convey. 105 State Square - 2 bed, one bath, asphalt shingle roof. .08 acre lot 301 Cumberland Place - 2 bed, one bath, asphalt shingle roof .08 acre lot 205 Federal Terrace - 2 bed, one bath, asphalt shingle roof .07 acre lot 411 Capital Crescent - 2 bed, one bath, asphalt shingle roof .24 acre lot 502 Last Resort Court, 2 bed, one bath, metal roof. .45 acre lot 506 Last Resort Court, 4 bed, one bath, asphalt shingle roof. .58 acre lot. ONE PRICE, SIX RENTAL UNITS Additional details, rental income and leases availble.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 800
Heating
- Heating features: Baseboard
Interior Area
- Total structure area: 800
- Total interior livable area: 800 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 198400100500
Features
- Levels: One
Lot
- Lot size: 3,484 sqft
- Features: Few Trees
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Cold Wave
- Winter Weather
- Hail
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $488 | $5,856 |
| Property Taxes | $185 | $2,220 |
| Electricity | $154 | $1,850 |
| Total | $2,343 | $28,116 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Listed for sale | $320,000 |
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