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9 E Pond Road, Jefferson, ME, 04348

1beds
1baths
2,240sqft
$554,000
$247price/sqft
$3,696/moest. monthly cost
$147,840/yrincome needed

About This Home

Charming Property with Lake Access and Endless Possibilities! This beautiful 2.2-acre lot offers a unique opportunity with direct right-of-way access to the stunning Damariscotta Lake. Whether you're looking for a peaceful retreat or a place to build your dream home, this property is a must-see. It is located within walking distance of Damariscotta Lake State Park and local favorites: the Jefferson Scoop Ice Cream Store and the Jefferson Market and General Store. The property features a spacious, three-bay heated garage, perfect for your business or hobby needs, complete with a brand new apartment above that includes new appliances for modern living. Additionally, a newly installed 5-bedroom septic system is already in place, making it easy to build your ideal home right on the property. Don't miss out on this rare gem - lake access, a prime location, and endless potential await you.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Jefferson Village SchoolGrades K-80.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,240

Great Room

  • Level: Second

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Primary Bedroom

  • Features: Above Garage
  • Level: Second

Property

Details

  • Zoning: R

Features

  • Waterbody name: Damariscotta Lake

Lot

  • Lot size: 2.20 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Gravel,5 - 10 Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,801$33,612
Home Insurance $178$2,136
Property Taxes $392$4,704
Electricity $325$3,907
Total$3,696$44,352

Income You'd Need if You Spent...

35% on housing$126,720/yr
40% on housing$110,880/yr
45% on housing$98,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 04348$250
Lincoln County$347

vs Homes Sold Last Month

Median $/sqft

ZIP 04348
Lincoln County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$589,000

For Sale by Agent

BrokerageLegacy Properties Sotheby's International Realty

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