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5651 W Duvall Rd #5653-W, Bloomington, IN, 47403

2beds
3baths
2,189sqft
$899,000
$411price/sqft
$5,746/moest. monthly cost
$229,840/yrincome needed

About This Home

Incredible views and just over 39 gorgeous acres await you in this modern, artistic home on Bloomington’s south side. Perched on a picturesque hillside, the property overlooks a peaceful valley and spring-fed creek with trails leading to another pasture of rolling hills and plateau, creating a serene and inspiring setting. Located near Indiana University, this beautiful estate offers convenient access and features two land parcels with breathtaking sunsets and vistas. The home blends contemporary design with timeless warmth. It boasts hardwood floors, passive solar features, and a main-level primary bedroom. The eat-in kitchen is appointed with maple cabinetry, while a soaring two-story great room and a library with built-in bookcases provide inviting spaces filled with natural light from expansive high windows and high ceilings. Plum Creek cabinets and custom carpentry add refined detail throughout the house. Recent appliances ensure modern convenience, and the upper-level suite features volume ceilings and a bathroom with stunning views. Additional living space includes a side-load garage with ample storage and a finished bonus room accessible via dedicated stairs through the garage. A beautiful sunroom is perfect for plants or enjoying a peaceful afternoon read. The recently stained entertaining deck system offers sweeping views of the magnificent property, ideal for gatherings or quiet reflection. Adding historic depth is the antique German bermed-style two-level barn, showcasing Old-World craftsmanship with a recent new roof and ongoing renovations. While it still needs TLC, the barn provides a strong foundation and excellent opportunity to restore and personalize a distinctive structure. The property includes two rolling pastures well-suited for farming, horses, or livestock, mature woods offering privacy and natural beauty, and a spring-fed creek that enhances the tranquil, park-like setting. This exceptional estate combines contemporary living with rural character, offering versatile possibilities as a working farm, private retreat, or wildlife sanctuary—all just minutes from downtown Bloomington

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

4/10
6/10
10/10

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 112

Features

  • 1st Bdrm En Suite,Bookcases,Ceiling-9+,Walk-In Closet(s),Laminate Counters,Eat-in Kitchen,Open Floorplan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,189

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,189
  • Total interior livable area: 2,189 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 713

Office

  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 530934400008.000015
  • Other equipment: Built-In Entertainment Ct

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 39.58 Acres
  • Features: Irregular Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$447$5,364
Property Taxes $554$6,648
Electricity $200$2,407
Total$5,746$68,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,005/yr
40% on housing$172,380/yr
45% on housing$153,226/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$411This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$151
Monroe County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$899,000

For Sale by Agent

AgentJeff Franklin
BrokerageFC Tucker/Bloomington REALTORS

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