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12-3 Needle Eye Road, Meredith, NH, 03253

5beds
4baths
3,600sqft
$1,600,000
$444price/sqft
$10,529/moest. monthly cost
$421,160/yrincome needed

About This Home

This exceptional 5 bedroom new construction farmhouse is underway and ideally located in the beautiful Lakes Region of Meredith, NH. Designed with comfort, style, and functionality in mind, the home features 9' ceilings throughout the first floor, creating a bright, open, and inviting atmosphere. The oversized kitchen, spacious walk in pantry, and convenient mudroom offer a perfect blend of practicality and modern design. A sought after first floor primary suite provides ease of living, complete with its own laundry located within the primary closet for added convenience. A second laundry area on the upper level serves the additional bedrooms, making daily routines effortless. A cozy fireplace warms the main living area—ideal for crisp New Hampshire evenings. With 2 full baths and 1 half bath, generous room sizes, and quality craftsmanship throughout, this home is thoughtfully designed to accommodate today’s lifestyle. Hardwood flooring spans the first floor, with tile in the mudroom and bathrooms. Hardwood treads lead to the second floor, where a hardwood loft and carpeted bedrooms complete the home’s farmhouse character. Construction will begin as soon as building permit is received this will give buyers a rare opportunity to select many of the finishing touches and personalize the home to their taste. Located in a peaceful, established neighborhood of newer homes, this property offers the ideal balance of privacy and convenience—just minutes to local amenities, commuting routes, Lake Winnipesaukee and the charm of Meredith. Construction is progressing—come walk the site and envision your forever home. Reasonable facsimile photos represent a similar home previously built by the same builder and may include upgrades. Agent interest in property.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Sandwich Central SchoolGrades K-612.7 mi
--
Inter-Lakes Middle TierGrades 5-82.9 mi
6/10
Inter-Lakes High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Gas Water Heater,Propane Water Heater
  • Laundry features: 1st Floor Laundry,2nd Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Primary BR w/ BA,Walk-in Pantry
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,1 Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,566
  • Total interior livable area: 3,600 sqft

Property

Details

  • Zoning description: res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch

Lot

  • Lot size: 2.28 Acres
  • Features: Level,Wooded,Near Golf Course,Near Shopping,Near Skiing,Near Snowmobile Trails,Neighborhood,Near School(s)

Parking

  • Total spaces: 3
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance $299$3,588
Property Taxes $1,613$19,356
Electricity $527$6,326
Total$10,529$126,348

Income You'd Need if You Spent...

35% on housing$360,994/yr
40% on housing$315,870/yr
45% on housing$280,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 03253$603
Belknap County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 03253$341
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$1,600,000

New Construction

AgentShauna Lambert
BrokerageRE/MAX Synergy

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