See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1654 San Filippo Dr SE, Palm Bay, FL, 32908

4beds
3baths
2,265sqft
$392,250
$173price/sqft
$2,625/moest. monthly cost
$105,000/yrincome needed

About This Home

Only $1.000 deposit is required for escrow! Builder pay all Closing Costs Paid (excluding escrow accounts) with builder preferred lender. CORNER LOT! This is the ''everything you need'' home. With 2265sf, 4 bedrooms, 3 full baths, featuring an open split floor plan with upgraded wood look flooring, a large kitchen with handled cabinets and crown molding, and Stainless-Steel appliances. The private lanai and backyard space is perfect for entertaining with NO HOA. The spacious Owners Suite is designed with dual vanity sinks and two walk in closets. Other features in this home include double pane, tilt in windows, 5 1/4'' baseboards, Pest Prevention system, and so much more! Full Builder warranties apply. Photos are samples & color options vary! Photos are samples.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-83.9 mi
3/10
Bayside High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,265 sqft

Property

Details

  • Parcel number: 293721Gr00980.00020.00
  • Special condition: Corporate Owned

Features

  • Stories: 1

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,983$23,796
Home Insurance *$193$2,316
Property Taxes $222$2,664
Electricity $227$2,735
Total$2,625$31,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,000/yr
40% on housing$78,750/yr
45% on housing$70,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$172
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$392,250
2026-03-15Price change$387,250
2026-03-02Listed for sale$382,250

New Construction

AgentTiffany Frye
BrokerageAdams Homes Realty, Inc.

Similar Homes