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927 Octavia St, Taylor, MS, 38673

3beds
2baths
1,984sqft
$725,000
$365price/sqft
$4,632/moest. monthly cost
$185,280/yrincome needed

About This Home

NEW CONSTRUCTION IN PLEIN AIR! Rooted in long-term value, minimum upkeep, and timeless finishes. Featuring a gourmet kitchen, ceiling-height custom cabinetry, Cafe appliances, upscale light fixtures, a library nook, along with a grand fireplace/chimney to complete its' charm. Thoughtfully designed 3-bedroom, 2-bath home welcomes outdoor living and functionality with expansive front and back porches to extend your entertaining opportunity. The primary suite features an oversized walk-in closet and a spa-like marble tile shower along with a custom LED adjustable mirror. Enjoy your own slice of "Southern Living" featured Plein Air Subdivision! Spend the day at Lost Dog Coffee, Offbeat General, Vivienne Skin Studio, Grit, Power Movement Pilates, Lusco's Steakhouse within steps! Estimated for completion in June 2026 and proudly built by Gulley Construction.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Lafayette Middle SchoolGrades 7-87.7 mi
7/10
Lafayette High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Vented Exhaust Fan,Tankless Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Pantry,Walk-In Closet(s),Solid Surface Countertops,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,984
  • Total interior livable area: 1,984 sqft

Property

Details

  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$461$5,532
Property Taxes $314$3,768
Electricity $192$2,304
Total$4,632$55,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,811/yr
40% on housing$138,960/yr
45% on housing$123,520/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 38673
Lafayette County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 38673$161
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$725,000

For Sale by Agent

AgentHope Weathersby
BrokerageMcMinn Realty and Land

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