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16520-16526 Los Banos St, San Leandro, CA, 94578

4beds
4baths
0sqft
$1,150,000
--price/sqft
$7,134/moest. monthly cost
$285,360/yrincome needed

About This Home

Fantastic investment opportunity in the heart of desirable San Leandro! This fabulous 4-plex features four 1-bedroom, 1-bath units offering four units for the price of a single-family home. Ideal for investors or owner-occupants alike, one of the four units is currently vacant, providing flexibility for personal use or immediate rental income potential. Pride of ownership shines throughout this well-maintained, professionally managed property. Situated on a spacious lot with a separate detached carport, this property offers convenience, functionality, and long-term upside in a prime commuter-friendly location close to shopping, dining, transportation, and more.

Getting Around

67
WalkingSomewhat Walkable
42
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

2/10
1/10
Edendale Middle SchoolGrades 6-80.6 mi
3/10
San Lorenzo High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Original

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 080008002401
  • Special condition: Offer As Is,Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,501 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$193$2,316
Property Taxes $728$8,736
Electricity $398$4,786
Total$7,134$85,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,594/yr
40% on housing$214,020/yr
45% on housing$190,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 94578$377
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94578$564
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,150,000
2026-03-30Price change$1,825
2026-03-17Price change$1,875
2026-03-02Listed for rent$1,950

For Sale by Agent

AgentKaren C. Cai
BrokerageSterling Real Estate

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