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205 Holly Sands Loop, Holly Ridge, NC, 28445

3beds
3baths
1,555sqft
$299,600
$193price/sqft
$1,950/moest. monthly cost
$78,000/yrincome needed

About This Home

If you're looking for a low-maintenance home in Holly Ridge, NC, this one makes everyday life simple. Conveniently located near Camp Lejeune, MARSOC, Stone Bay, and MCAS New River and minutes from North Topsail Beach this location is hard to beat. This 3-bedroom, 2.5-bath home offers a one-car garage, open-concept living, and an upstairs laundry room for added convenience. Inside, the layout is bright and functional. The kitchen features a large island, granite countertops, a spacious pantry, and modern finishes--perfect for everyday living or hosting friends and family. A half bath and oversized storage closet downstairs add extra practicality. Upstairs, the primary suite includes a walk-in closet, double vanities, and a walk-in tile shower. The additional bedrooms are a great size for guests, family, or even a home office. When you're off the clock, you're only a short drive to North Topsail Beach, so beach days, fishing, and sunsets can easily be part of your routine. When you're off the clock, you're only a short drive to North Topsail Beach, so beach days, fishing, and sunsets can easily be part of your routine. Located in Holly Ridge near Sneads Ferry and the Camp Lejeune area, you'll enjoy an easy commute to base, nearby local restaurants, and quick trips to North Topsail Beach. Whether you're relocating, buying your first home, or just ready to simplify life near the coast, this home checks all the boxes. Seller is offering up to $ 3,000 Use As You Choose. Plus an additional lender credit up to $2,000 when using the preferred lender, ask listing agents for more details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-51.3 mi
7/10
Dixon MiddleGrades 6-82.5 mi
4/10
Dixon HighGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: In Hall,Laundry Closet

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP,Carpet,Laminate

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,555
  • Total interior livable area: 1,555 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 436000431805
  • Zoning: R-8M
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Exterior features: Cluster Mailboxes,Storm Doors
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Paved,Garage6
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$73$876
Property Taxes $163$1,956
Electricity $200$2,405
Total$1,950$23,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,857/yr
40% on housing$58,500/yr
45% on housing$52,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$331
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$299,600

New Construction

AgentCristy Young
BrokerageRE/MAX Executive

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