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281 Water Wagon Trail, Jacksonville, NC, 28546

5beds
5baths
3,317sqft
$465,000
$140price/sqft
$2,847/moest. monthly cost
$113,880/yrincome needed

About This Home

Welcome to Stateside! A Sydes exclusive new construction community, located off Gum Branch Road behind Stateside Elementary School. Stateside is approx. 16 miles to Camp Lejeune, 12 miles to New River Air Station and minutes to area schools and shopping. Community amenities include clubhouse area and community pool. Welcome to the Laura E 3317. Total 5 bedrooms, 4.5 bathrooms. Approx. 3317 heated square feet. The charming front porch awaits your hanging baskets and a welcome mat. Enter through the impressive 2-story foyer. 13x14 formal dining room. Very open main level with 15x22 family room accented by a ceiling fan & a fireplace with custom mantel. Beautiful kitchen features flat panel, staggered cabinets, an island and stainless-steel appliances to include smooth top range, dishwasher and built-in microwave. 10x11 breakfast room. Main level master with a walk-in closet and elegant master bath makes for a great guest room. Second floor also features a true 15x19 master bedroom with a sitting area, walk-in closet and a grand master bath. Master bath has separate vanities, separate shower and soaking tub. Bedroom 2 is a big 13x14 with a walk-in closet. Bedrooms 3 & 4 share an attached bathroom. Upstairs laundry room. This popular plan should accommodate everyone. 2 car garage and a cozy covered back porch. Call Today. Smart Home Package included! NOTE: Floor plan renderings are similar and solely representational. Measurements, elevations, and specs may vary in final construction. Limited selections for buyer to choose. Call L/A to verify.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Stateside ElementaryGrades K-51.7 mi
4/10
Trexler MiddleGrades 6-83.3 mi
5/10
Richlands HighGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Dishwasher
  • Laundry features: Laundry Room

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Nook

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,317
  • Total interior livable area: 3,317 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: Main

Other

  • Level: Second

Property

Details

  • Parcel number: 62b496
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: Survey Recommended

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$170$2,040
Property Taxes $18$216
Electricity $308$3,707
Total$2,847$34,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,611/yr
40% on housing$85,410/yr
45% on housing$75,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$465,000

New Construction

AgentTerri Alphin Smith
BrokerageTerri Alphin Smith & Co

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