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20906 Holm Oak Way, Tomball, TX, 77377

4beds
4baths
3,175sqft
$629,990
$198price/sqft
$4,416/moest. monthly cost
$176,640/yrincome needed

About This Home

Step inside this impressive new residence at 20906 Holm Oak Way in Tomball, TX. This two-story home offers an expansive and grand layout that perfectly balances a busy downstairs social life with plenty of quiet space upstairs. Key Features: • 4 generous bedrooms, including an owner's suite located on the first floor • 3 full bathrooms plus a well-placed half bath for guests and daily convenience • 3,175 square feet of functional living space distributed across two levels • Airy main-floor hub that joins the kitchen and family room for a connected feel • Brand-new construction featuring high-quality craftsmanship and modern energy standards Neighborhood & Location Benefits: • Situated in a desirable Tomball community with a welcoming, residential vibe • Excellent proximity to local parks and green spaces for outdoor recreation and fun • A premier location that balances a quiet home life with easy access to community spots The heart of the home is the wide-open gathering area on the main floor, where the kitchen and family room flow together for a comfortable, airy feel. While the primary suite offers a tucked-away retreat on the first level, the second story provides a dedicated floor for the additional bedrooms. This multi-level configuration is ideal for those who want to keep the sleeping quarters separate from the active social areas of the house. With its smart floorplan and move-in-ready feat... MLS# 68528421

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10
Waller High SchoolGrades 8-129.7 mi
5/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2025

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,175 sqft

Property

Details

  • Parcel number: 1429230010021

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Cold Wave
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$448$5,376
Property Taxes $435$5,220
Electricity $348$4,183
Total$4,416$52,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,405/yr
40% on housing$132,480/yr
45% on housing$117,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 77377$234
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77377$169
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$629,990
2026-04-09Price change$641,990
2026-03-31Price change$634,990
2026-03-03Listed for sale$632,990

New Construction Spec

AgentM/I Homes of Houston, LLC
BrokerageM/I Homes

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