




3596 Ponce De Leon Ct #2, Gulf Shores, AL, 36542
About This Home
Price drop on a wonderful Gulf-Front Investment Opportunity for one half of a duplex– Two Carats West - Fully booked through August. If you’ve been waiting for a true Gulf-front property that actually performs, this is it. Two Carats West is a fully furnished 7-bedroom, 5-bath duplex located directly on the beaches of Fort Morgan with proven rental history and management already in place. This is turnkey income from day one. Designed for strong occupancy and repeat bookings, the home sleeps up to 18 guests with multiple king suites, bunk rooms, and spacious living areas across three levels. The layout balances capacity and comfort — ideal for large groups and maximizing rental potential. Outdoor amenities set it apart: private pool replaced 2 years ago, direct beach access with a brand new boardwalk, and expansive newly painted balconies with unobstructed Gulf views that keep the calendar full year-round. Inside, you’ll find a fully equipped kitchen, generous dining space, and open gathering areas built for entertaining. Thoughtful design and consistent performance make this property a standout in the Fort Morgan area. Whether you're expanding your short-term rental portfolio or looking for a hybrid personal-use investment, Two Carats West delivers location, income potential, and long-term value. This is one side of the duplex only. Buyer to verify all information during due diligence.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Roof: Metal
Type & Style
- Home type: Condo
- Architectural style: Duplex
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Washer,Microwave,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 5
Features
- Storage,Ceiling Fan(s)
- Flooring: Tile,Wood,Carpet
Heating
- Heating features: Electric
Interior Area
- Total interior livable area: 3,320 sqft
Property
Details
- Parcel number: 6908010002043.000.902
- Special condition: None
Features
- Stories: 3
- Pool features: Gunite,In Ground
- Patio & porch: Rear Porch,Covered Patio
- Has view: Yes
- View description: Direct Gulf Front
- On waterfront: Yes
- Waterfront features: Gulf Front Building
- Waterbody name: Gulf Of Mexico / America
Lot
- Features: Waterfront,Water View,Less Than 1 Acre
Parking
- Parking features: Three Car Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance * | $955 | $11,460 |
| Property Taxes | $326 | $3,912 |
| Electricity | $371 | $4,457 |
| Total | $8,478 | $101,736 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Price change | $1,350,000 |
| 2026-03-03 | Listed for sale | $1,425,000 |
