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436 E Rose Marie Ln, Montgomery, TX, 77356

4beds
3baths
1,999sqft
$319,930
$160price/sqft
$2,490/moest. monthly cost
$99,600/yrincome needed

About This Home

Discover The Hills of Town Creek in historic Montgomery, Texas featuring K. Hovnanian's Looks professionally curated interior designs. This is the one! This lovely multi-gen Orinoco II ESP home in our Farmhouse Look has everything you need with 4 beds, 3 baths, and a 2-car garage. The gorgeous kitchen is a showstopper, with grey cabinets, quartz countertops, and stylish floating shelves. It all flows into the great room and dining area, which lead right out to a spacious covered patio—perfect for entertaining. The primary suite is your own personal retreat with a feature wall and a relaxing bath. For multi-generational living, there’s an Extra Suite Plus with its own living space, a kitchenette, and private entrance. Enjoy small town vibes and stroll through downtown Montgomery or spend a day on Lake Conroe with access to lake marinas, dining, and shopping. Convenient access to I-45 and zoned to Montgomery ISD. Offered by K. Hovnanian of Houston II, L.L.C.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
7/10
Montgomery High SchoolGrades 9-120.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Batts Insulation,Brick,Cement Siding

Other

  • Builder name: K. Hovnanian Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Prewired for Alarm System,All Bedrooms Down,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,999
  • Total interior livable area: 1,999 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 822220

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Lot size: 7,274 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$252$3,024
Property Taxes $383$4,596
Electricity $238$2,859
Total$2,490$29,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,371/yr
40% on housing$74,700/yr
45% on housing$66,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$187
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$329,930
2026-04-21Price change$339,930
2026-04-18Price change$353,140
2026-04-10Price change$352,560
2026-04-08Price change$347,910
2026-03-03Listed for sale$349,910

New Construction Spec

AgentTeri Walter
BrokerageK. Hovnanian Homes

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