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2096 Stratten Dr, Zephyrhills, FL, 33541

4beds
4baths
2,794sqft
$549,990
$197price/sqft
$3,717/moest. monthly cost
$148,680/yrincome needed

About This Home

Under Construction. The builder is offering buyers up to $25,000 towards closing costs with the use of a preferred lender and title company. Archer at Two Rivers is a vibrant new home community in Zephyrhills, Florida, conveniently located off SR-56. This exceptional location places you at the heart of a growing city, with easy access to major roadways such as Morris Bridge Road and I-75, just 15 minutes away. Living at Two Rivers means being close to endless entertainment, dining, and shopping options. Explore The Grove, featuring a movie theater and game center, or visit KRATES for unique local shops and dining. Just minutes away, you’ll find the Tampa Premium Outlets and the Wiregrass Mall, home to a variety of restaurants like GrillSmith, Noble Crust, and The Living Room, along with other dining and retail establishments. For family-friendly fun, the Main Event Entertainment Center offers bowling, laser tag, and arcade games. This community also provides proximity to premier healthcare facilities, including St. Joseph’s Hospital and AdventHealth Wesley Chapel, as well as top-rated Pasco County Schools. Sports enthusiasts will appreciate being near the Wesley Chapel Sports Complex and AdventHealth Center Ice, offering ice skating and other activities. Two Rivers homes are thoughtfully designed with modern features, including all gas appliances, such as tankless gas water heaters and gas stoves ensuring energy efficiency and convenience. Homes are constructed with concrete block on both the first and second stories for durability and come equipped with Smart Home System. Backed by America’s #1 Builder since 2002, Two Rivers combines quality, style, and an unbeatable location. Other inventory options may be available in this community. Please reach out for list of availability. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Camden
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Laundry Room

Bathroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Open Floorplan
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Low Emissivity Windows
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 361
  • Dimensions: 19x19

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,668
  • Total interior livable area: 2,794 sqft

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 234
  • Dimensions: 18x13

Property

Details

  • Parcel number: 28 26 21 0050 00600 0150
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,666 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$280$3,360
Property Taxes $375$4,500
Electricity $281$3,374
Total$3,717$44,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,440/yr
40% on housing$111,510/yr
45% on housing$99,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 33541$102
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33541$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$549,990
2026-04-01Price change$554,990
2026-03-10Price change$559,990
2026-03-03Listed for sale$571,490

New Construction Spec

AgentJodi Smenda
BrokerageD R HORTON REALTY OF TAMPA LLC

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