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1485 Jefferson Ln, Rock Valley, IA, 51247

3beds
2baths
0sqft
$302,700
--price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

Welcome to this beautifully crafted new construction home featuring 3 bedrooms and 2 full baths, located in a brand-new development designed for modern living. This thoughtfully designed layout offers an open-concept living, dining, and kitchen area-perfect for everyday comfort and effortless entertaining. The kitchen boasts contemporary finishes, ample cabinetry, and sleek countertops, flowing seamlessly into the main living space. The private primary suite includes a spacious bedroom and a well-appointed ensuite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the peace of mind that comes with new construction, including energy-efficient systems, modern materials, and low-maintenance living. Situated in an up-and-coming community, this home offers the perfect blend of style, functionality, and opportunity to be part of a growing neighborhood. Don't miss your chance to own a brand-new home-schedule your showing today.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
8/10
8/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,240

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total structure area: 1,240

Property

Details

  • Parcel number: 0321431010
  • Lease amount: 0

Lot

  • Lot size: 8,750 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,530$18,360
Home Insurance *$182$2,184
Property Taxes $398$4,776
Electricity $121$1,452
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 51247$143
Sioux County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 51247
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$302,700

For Sale by Agent

AgentRyan Zomer
BrokerageZomer Company

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