See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1477 Jefferson Ln, Rock Valley, IA, 51247

3beds
2baths
0sqft
$349,200
--price/sqft
$2,555/moest. monthly cost
$102,200/yrincome needed

About This Home

Why build when you can buy?!! Here is a prime opportunity to get into a brand new home that offers several amenities you would expect to find in a brand new home!! You fall in love with the comfortable floor plan that has an open concept of the kitchen, dining, & living space! The dining area features full access to a covered deck that will be the ideal spot to relax & unwind after a work day! The rest of the main floor is showcasing a primary suite, 2 additional bedrooms, a 2nd full bath along with convenience of main floor laundry! The lower level is set up to provide ample space for a growing family and could be finished to your desire and on your timeline! Lush lawn with a sprinkler system, plus an attached 3 stall garage! Now is the perfect time to get into home ownership or upgrade from your current home! Contact one of our agents to learn more or to schedule a private tour!!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
8/10
8/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,345

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total structure area: 1,345

Property

Details

  • Parcel number: 0321431011
  • Lease amount: 0

Features

  • Patio & porch: Deck

Lot

  • Lot size: 8,750 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,765$21,180
Home Insurance *$210$2,520
Property Taxes $459$5,508
Electricity $121$1,452
Total$2,555$30,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,600/yr
40% on housing$76,650/yr
45% on housing$68,133/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 51247$140
Sioux County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 51247
Sioux County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$349,200

For Sale by Agent

AgentRyan Zomer
BrokerageZomer Company

Similar Homes